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View all accountancy, banking and finance vacancies. Add to favourites. As a mortgage adviser, you'll use your in-depth knowledge of the market to find your clients mortgage products suitable for their needs You'll advise them on the pros and cons of each product and also help them determine how much they should borrow.
Types of mortgage adviser You'll usually specialise in one of the following ways: tied to a single lender - usually working in a bank or building society looking at deals from a limited list of lenders whole of market adviser. Commission may be paid on top of this. Income figures are intended as a guide only. Working hours You'll usually work around 35 to 40 hours a week. What to expect You may be office based or work from home.
Frequent local travel may be required for visiting clients, especially for initial consultations, though much of your subsequent work can be carried out by email, phone or text. Work is available in every area throughout the UK, though with potential for greater numbers of clients in towns and cities.
The role of mortgage adviser is suitable as a second or career change option, as well as for younger, first-career entrants. An equal number of men and women work as mortgage advisers. A degree is not essential for a career as a mortgage adviser, but the following may be useful: accountancy and finance business and management skills real estate.
With that in mind, here are the five characteristics we think make a good mortgage broker in the digital age. New technology may be impacting the mortgage broking industry in a big way, but the best brokers are using it to their advantage. So increasingly the best brokers will be the ones who can analyse it and join the dots. This will help them better understand and service their clients.
In the process, it will also help them attract and convert more business. For consumers, often one of the advantages of using a mortgage broker stands out ahead of all others: choice. A broker allows a customer to access multiple products from multiple lenders without the hassle of shopping around. They try to make sure the borrower protects themselves financially by taking into account future changes of circumstances and interest rate rises.
They also bear in mind the bigger picture for that client, both in the short- and the long-term. And they get this by asking probing questions, listening carefully to the answers and applying their extensive knowledge. Understanding what each client is likely to need at different stages in their life and then proactively helping them along their property journey adds value to what you do and can help set a broker apart from the competition.
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